Casualty

What Does Our Policy Offer?

Limits/MP/Deductibles
  • Primary limits $1M/$2M/$2M
  • May consider general liability limits up to $5,000,000
  • Excess limits to $5,000,000
  • Coverages including CGL, products liability, owners interest, EBL, HNOA
  • 1st dollar to $10,000 deductible
  • Per project & location aggregate endorsements
  • Hostile fire included in pollution exclusion
  • Blanket Additional Insureds - ongoing & products/completed operations
  • Waiver of subrogation
  • Primary & non-contributory wording

Contracting/Construction Risks

  • Commercial general contractors
  • Commercial construction managers
  • Industrial service contractors
  • Land developers – commercial & residential
  • Machinery installation/service and repair contractors
  • Owners Interest
  • Project Specific
  • Residential artisan contractors*
  • Residential general contractors/home builders*
    *We have a robust appetite for renovation and repair. Some limitations may apply to new residential construction or work in CD states.

PRODUCT-DRIVEN RISKS

Industrial/Non-Consumer
  • Boiler
  • Contractors equipment/parts
  • Conveyor/material handling equipment
  • Electrical equipment
  • Electroplating
  • Instrument or analytical equipment
  • Machinery equipment & parts – industrial & farm
  • Signs
  • Telecommunication equipment
  • Trailers
  • Truck equipment/parts
  • Valves
  • Wire rope or cable

Owners Interest

  • New Construction - residential, commercial or mixed use
  • Renovation work including structural additions
  • Demolition of building(s)
  • Remaining project work
  • Limits: Offering up to $10M in high limit GL for qualified risks

Product-Driven Risks

Consumer
  • Appliances
  • Auto parts (no brakes, airbags, safety belts, race car parts, tires)
  • Chemicals (health hazard of 2 or less)
  • Clothing
  • Cookware
  • Cosmetic/beauty/toiletries
  • Electrical equipment/electronics
  • Food/beverage (no liquor)
  • Furniture/home decor
  • Hand tools/hardware
  • Medical goods/therapeutic products

Casualty Express

Small Business Unit
  • Practice Policy Accounts with $1M or less in receipts
  • Fast turnaround
  • Standardized rates and forms
  • Consistency
  • No surprises
  • Dedicated team

Our Casualty Underwriting Team