Casualty

What Does Our Policy Offer?Limits/MP/Deductibles

  • Primary Limits $1,000,000/$2,000,000/$2,000,000
  • Coverages including CGL, Products Liability, OCP, EBL
  • $3,500 minimum premium
  • 1st Dollar to $10,000 Deductible
  • Excess Limits to $5,000,000
  • Per Project & Location Aggregate Endorsements
  • Blanket AI - Ongoing & Products/Completed Operations (commercial - no new residential) & WOS
  • Primary & Non-Contributory Wording

TOP CLASSES

  • Industrial type risks
  • Products
  • Contractors

NOT A MARKET FOR

  • Premises Risks
  • Liquor Liability
  • NY Contractors
  • Habitational Risks

Contracting/Construction Risks

  • Commercial General Contractors
  • Commercial Construction Managers
  • Land Developers – Commercial & Residential
  • Residential Artisan Contractors – Some limitations apply to new residential construction; Robust appetite for renovation and repair work
  • Residential General Contractors/Home Builders – Some limitations may apply in CD states

PRODUCT DRIVEN RISKS

Consumer
  • Auto Parts (no brakes, airbags, safety belts, race car parts, tires)
  • Boats – non-powered, canoes, kayaks, paddleboats, rowboats
  • Chemicals (Health hazard of 2 or less)
  • Clothing
  • Cookware
  • Cosmetic/Beauty/Toiletries
  • Electrical Equipment/Electronics
  • Food/Beverage (no liquor)
  • Furniture/Home Decor
  • Hand tools/Hardware
  • Medical Goods/Therapeutic Products
  • Hostile Fire included in Pollution Exclusion

Product-Driven Risks

Industrial/Non-Consumer
  • Boiler
  • Battery
  • Electroplating
  • Chemicals
  • Contractors Equipment/Parts
  • Conveyor/Material Handling Equipment
  • Electrical Equipment
  • Heating Equipment (no LPG)
  • Instrument or Analytical Equipment
  • Signs
  • Tanks
  • Telecommunication Equipment
  • Trailers
  • Truck Equipment/Parts
  • Machinery Equipment & Parts – Industrial & Farm
  • Plumbing Supplies & Fixtures
  • Pipes or Tubes
  • Valves
  • Wire Rope or Cable
  • Hostile Fire included in Pollution Exclusion

Our Casualty Underwriting Team

| a Berkley Company