Casualty

What Does Our Policy Offer?

Limits/MP/Deductibles
  • Primary Limits $1M/$2M/$2M
  • High Limit General Liability Limits - $3M/$3M/$3M
  • Excess Limits to $5,000,000
  • Coverages including CGL, Products Liability, Owner's Interest, OCP, EBL, HNOA
  • $3,500 minimum premium
  • 1st Dollar to $10,000 Deductible
  • Per Project & Location Aggregate Endorsements
  • Hostile Fire included in Pollution Exclusion
  • Blanket AI - Ongoing & Products/Completed Operations
  • Waiver of Subrogation
  • Primary & Non-Contributory Wording

Contracting/Construction Risks

  • Commercial General Contractors
  • Commercial Construction Managers
  • Industrial Service Contractors
  • Land Developers – Commercial & Residential
  • Machinery Installation/Service and Repair Contractors
  • Residential Artisan Contractors*
  • Residential General Contractors/Home Builders*
    *We have a robust appetite for renovation and repair. Some limitations may apply to new residential construction or work in CD states.

PRODUCT-DRIVEN RISKS

Industrial/Non-Consumer
  • Boiler
  • Electroplating
  • Chemicals
  • Contractors Equipment/Parts
  • Conveyor/Material Handling Equipment
  • Electrical Equipment
  • Heating Equipment (no LPG)
  • Instrument or Analytical Equipment
  • Signs
  • Tanks
  • Telecommunication Equipment
  • Trailers
  • Truck Equipment/Parts
  • Machinery Equipment & Parts – Industrial & Farm
  • Plumbing Supplies & Fixtures
  • Pipes or Tubes
  • Valves
  • Wire Rope or Cable

Product-Driven Risks

Consumer
  • Auto Parts (no brakes, airbags, safety belts, race car parts, tires)
  • Chemicals
  • Clothing
  • Cookware
  • Cosmetic/Beauty/Toiletries
  • Electrical Equipment/Electronics
  • Food/Beverage (no liquor)
  • Furniture/Home Decor
  • Hand Tools/Hardware
  • Medical Goods/Therapeutic Products

Our Casualty Underwriting Team

| a Berkley Company