GARAGE

What Does Our Policy Offer?

Our Garage form combines coverages found in the Commercial Auto and General Liability forms in order to address the unique needs of your clients.

• Liability limits up to $1,000,000 each accident with $3,000,000 aggregate
• $2,000,000 limit available for the TIV of Garagekeepers and/or Dealers Physical Damage.
• Higher liability limits and additional TIV can be considered
• Broadened coverage endorsement included at no charge
• Endorsements available for additional interests, including: Additional Insureds/blanket Additional Insureds, Primary & non-contributory wording, and Waiver of subrogation
• Broad range of vehicle types considered
• Single vPak policy available when writing with general liability and/or professional liability.

TARGETED RISKS

Service & Repair Shops

• Service & repair - autos, motorcycles, commercial trucks, emergency vehicles and recreational vehicles
• Conversions - food trucks, mobility
• Auto restoration - classic cars
• Impound lots
• Salvage yards
• Valet parking
• Coverage available for Broad Form Products

Licensed Dealers

• Non-franchised used car dealers
• Motorcycle dealers
• Commercial truck dealers
• Emergency vehicle dealers
• Recreational vehicle dealers
• Drive-away collision offered with 300 miles, with increased miles available
• Coverage available for Errors & Omissions, Drive Other Car and False Pretense

Also Considered

• Contractors & agricultural equipment
• Watercraft (when ashore)
• Service autos in conjunction with a garage operation
• Miscellaneous auto types (e.g., golf carts, street sweepers)